Does your mountain of debt seem bigger to you than your almighty heavenly Father? If so, your focus is on your own inabilities instead of the Lord’s faithfulness. For those who turn to God in genuine repentance and surrender, He will supply the needed resources as well as the persistence to repay what is owed.
God wants you to be financially free, and He will show you the way. However, it’s usually not a fast fix but a slow and steady approach that will prepare you to avoid future debt. Confess that you haven’t been a good steward of your resources, commit to making some sacrificial changes, and consistently work toward your goal. But above all else, rely on the Lord, and He will be faithful.